Apartment

Renters/Condo

Do you rent an apartment or own a condominium? 

Renters insurance provides coverage for your personal belongings as your landlord is only responsible for the dwelling/building.

Condo insurance is different than homeowner insurance. The structure is covered by the condominium master policy, however, the master policy may not provide for all of the coverage that is necessary.

With any of the above policies, condominium or renters, we will be able to provide the endorsement, HO 0490 Personal Property Replacement Cost. This valuable endorsement would replace your contents without depreciation, in fact, getting new for old.

Scheduled Items

Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

Common items that can be added as scheduled property:

  • Jewelry
  • Furs
  • Cameras
  • Musical Instruments
  • Silverware
  • Golfers Equipment
  • Fine Arts
  • Bicycles

Value Added Personal Property Service
IT support available with access to professional, highly trained IT support specialist at no additional charge.

Request A Quote

Canton Office

41575 Joy Rd, Ste. 100
Canton, MI 48187

Phone: 734-454-5450
Fax: 734-454-5457
Email: dave@loyaltyinsurance.com

Brighton Office

110 E Main St
Brighton, MI 48116

Phone: 810-229-6158
Fax: 734-738-0103
Email: dave@loyaltyinsurance.com

Hours

Monday - Friday: 9:00 am to 5:00 pm
Saturday-Sunday: Closed
Lunch Hour: 12:30 pm to 1:30 pm

We are licensed to write policies in Michigan