by Loyalty Insurance | Feb 24, 2026 | Home, Insurance, Safety Tips
February is a tricky month for homeowners. Winter isn’t over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
by Loyalty Insurance | Jan 22, 2026 | Ideas, Safety Tips, Tips
Frozen pipes are one of the most common and costly problems during cold snaps. When temperatures drop below freezing, drip faucets on exterior walls and open cabinet doors to allow warm air to circulate. Disconnect garden hoses and cover outdoor faucets with insulated...
by Loyalty Insurance | Jan 20, 2026 | Auto Insurance, Ideas, Safety, Safety Tips, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
by Loyalty Insurance | Dec 16, 2025 | Life Insurance
The holiday season is a time for giving, connection, and reflecting on what truly matters: our family. We spend weeks finding the perfect presents—toys, gadgets, and warm apparel—but what if the most meaningful gift you could offer wasn’t something wrapped under...
by Loyalty Insurance | Nov 24, 2025 | Ideas, Tips
As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However, with a house full of guests comes an increased risk of accidents and mishaps. Whether it’s someone slipping on icy steps or...
