by Loyalty Insurance | Sep 30, 2026 | Home, Ideas, Life Insurance, Safety, Safety Tips, Tips
September in Michigan is a transition month. The days are getting shorter, temperatures are beginning to cool, and before long, homeowners will be dealing with falling leaves, heavy rain, freezing temperatures, snow, and ice. Before winter arrives, September is a...
by Loyalty Insurance | Aug 25, 2026 | Auto Insurance, Ideas, Insurance, Life Insurance, Safety, Safety Tips, Tips
Late August signals a shift in recreational routines. As the season winds down, motorhomes, jet skis, speedboats, and four-by-fours transition from weekend staples to storage structures. Parking these high-value recreational assets for the cooler months involves more...
by Loyalty Insurance | Jul 30, 2026 | Ideas, Insurance, Tips
The promise of a five-minute online insurance quote is highly appealing. Input a name, an address, and a few vehicle details, and an automated estimator spits out an incredibly low premium number. The frustration arrives a few weeks later. After filling out pages of...
by Loyalty Insurance | Apr 29, 2026 | Ideas, Pet, Safety, Safety Tips, Tips
Most of us treat our insurance policies like a gym membership: we pay the monthly fee, feel good that we have it, and then promptly forget about it. However, insurance isn’t just a “set it and forget it” expense. It is a living part of your financial...
by Loyalty Insurance | Jan 22, 2026 | Ideas, Safety Tips, Tips
Frozen pipes are one of the most common and costly problems during cold snaps. When temperatures drop below freezing, drip faucets on exterior walls and open cabinet doors to allow warm air to circulate. Disconnect garden hoses and cover outdoor faucets with insulated...
by Loyalty Insurance | Jan 20, 2026 | Auto Insurance, Ideas, Safety, Safety Tips, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
