by Loyalty Insurance | Jan 22, 2026 | Ideas, Safety Tips, Tips
Frozen pipes are one of the most common and costly problems during cold snaps. When temperatures drop below freezing, drip faucets on exterior walls and open cabinet doors to allow warm air to circulate. Disconnect garden hoses and cover outdoor faucets with insulated...
by Loyalty Insurance | Jan 20, 2026 | Auto Insurance, Ideas, Safety, Safety Tips, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
by Loyalty Insurance | Nov 24, 2025 | Ideas, Tips
As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However, with a house full of guests comes an increased risk of accidents and mishaps. Whether itās someone slipping on icy steps or...
by Loyalty Insurance | Jul 28, 2025 | Ideas, Insurance, Tips
Summer ignites the allure of road trips, evening drives, and spirited journeys under the sun. But hotter roads, longer trips, and rising traffic also bring elevated hazardsāand insurance should adapt accordingly. Between Memorial Day and Labor Day, accident rates...
by Loyalty Insurance | Jun 23, 2025 | Ideas, Safety, Safety Tips, Tips
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the...
by Loyalty Insurance | Jan 15, 2025 | Ideas, Safety Tips, Tips
An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed assistance are only a few of the situations you may encounter while traveling in your car during the winter. Being...