by Loyalty Insurance | Feb 24, 2026 | Home, Insurance, Safety Tips
February is a tricky month for homeowners. Winter isnāt over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
by Loyalty Insurance | Jan 22, 2026 | Ideas, Safety Tips, Tips
Frozen pipes are one of the most common and costly problems during cold snaps. When temperatures drop below freezing, drip faucets on exterior walls and open cabinet doors to allow warm air to circulate. Disconnect garden hoses and cover outdoor faucets with insulated...
by Loyalty Insurance | Jan 20, 2026 | Auto Insurance, Ideas, Safety, Safety Tips, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
by Loyalty Insurance | Jun 23, 2025 | Ideas, Safety, Safety Tips, Tips
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the...
by Loyalty Insurance | Apr 28, 2025 | Home, Insurance, Safety Tips
If you’re looking to reduce your home insurance expenses without compromising on coverage, you’re not alone. Home insurance is an important investment, but it doesnāt have to come with a hefty price tag. There are several effective strategies you can use...
by Loyalty Insurance | Jan 15, 2025 | Ideas, Safety Tips, Tips
An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed assistance are only a few of the situations you may encounter while traveling in your car during the winter. Being...
