by Loyalty Insurance | Mar 31, 2026 | Insurance, Tips
Homeownership is a journey, but sometimes that journey leads straight to a puddle in the kitchen or a rattling AC unit. When things go wrong, the first instinct for many is to call their insurance agent. However, there is a major difference between a covered loss and...
by Loyalty Insurance | Jan 22, 2026 | Ideas, Safety Tips, Tips
Frozen pipes are one of the most common and costly problems during cold snaps. When temperatures drop below freezing, drip faucets on exterior walls and open cabinet doors to allow warm air to circulate. Disconnect garden hoses and cover outdoor faucets with insulated...
by Loyalty Insurance | Jan 20, 2026 | Auto Insurance, Ideas, Safety, Safety Tips, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
by Loyalty Insurance | Nov 24, 2025 | Ideas, Tips
As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However, with a house full of guests comes an increased risk of accidents and mishaps. Whether itās someone slipping on icy steps or...
by Loyalty Insurance | Oct 20, 2025 | Safety, Tips
Thereās something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it’s important to understand how having a fireplace or chimney impacts your...
by Loyalty Insurance | Sep 10, 2025 | Safety, Tips
Your home’s gutters play a crucial role in protecting your property from water damage. They channel rainwater away from your roof, walls, and foundation, preventing potential structural issues and costly repairs. However, for gutters to function effectively,...
