by Loyalty Insurance | Aug 21, 2024 | Home, Insurance, Tips
Transitioning from living in your current home to renting it out while purchasing a new property can be a significant financial and lifestyle decision. Here’s a guide on what you need to do when making this transition: Evaluate Your Financial Situation: Begin by...
by Loyalty Insurance | Jul 25, 2024 | Ideas, Tips
While home insurance is a valuable safeguard for your property, it’s essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover...
by Loyalty Insurance | Jun 28, 2024 | Safety Tips, Tips
Beachgoers this year, and every year, need to be aware of rip currents. “Rip” in this case could stand for “rest in peace,” because these currents can be deadly. In the U.S., about 100 people drown in rip currents every year. Lifeguards in the U.S. rescue another...
by Loyalty Insurance | May 24, 2024 | Safety, Tips
Maintaining your home involves more than just cleaning and minor repairs. It’s important to understand the lifespan of various home components to plan and budget for their eventual replacement. Here’s a guide on the typical lifespan of key items in your...
by Loyalty Insurance | Apr 17, 2024 | Ideas, Tips
There are almost as many options for auto insurance as there are for autos themselves. Yet, not everyone needs everything – some people want blind spot monitoring, others might want the moonroof, still others may just want the basics. The same goes for insurance. For...
by Loyalty Insurance | Mar 14, 2024 | Safety, Tips
Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following...