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    Suite 200, Livonia, MI, 48152
    734-454-5450

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Is It an Insurance Claim or a Home Maintenance Task?

Is It an Insurance Claim or a Home Maintenance Task?

by Loyalty Insurance | Mar 31, 2026 | Insurance, Tips

Homeownership is a journey, but sometimes that journey leads straight to a puddle in the kitchen or a rattling AC unit. When things go wrong, the first instinct for many is to call their insurance agent. However, there is a major difference between a covered loss and...
Mid-Winter Home Maintenance Checklist to Prevent Claims

Mid-Winter Home Maintenance Checklist to Prevent Claims

by Loyalty Insurance | Feb 24, 2026 | Home, Insurance, Safety Tips

February is a tricky month for homeowners. Winter isn’t over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
Homeowners Insurance🥶 Preventing the January Disaster: Your Guide to Avoiding and Insuring Against Burst Pipes

Homeowners Insurance🥶 Preventing the January Disaster: Your Guide to Avoiding and Insuring Against Burst Pipes

by Loyalty Insurance | Jan 20, 2026 | Auto Insurance, Ideas, Safety, Safety Tips, Tips

As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
The Ultimate Holiday Gift: Life Insurance for Your Loved Ones

The Ultimate Holiday Gift: Life Insurance for Your Loved Ones

by Loyalty Insurance | Dec 16, 2025 | Life Insurance

The holiday season is a time for giving, connection, and reflecting on what truly matters: our family. We spend weeks finding the perfect presents—toys, gadgets, and warm apparel—but what if the most meaningful gift you could offer wasn’t something wrapped under...
Do You Need Additional Coverage for Holiday Guests?

Do You Need Additional Coverage for Holiday Guests?

by Loyalty Insurance | Nov 24, 2025 | Ideas, Tips

As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However, with a house full of guests comes an increased risk of accidents and mishaps. Whether it’s someone slipping on icy steps or...
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