• 39209 Six Mile Rd.,
    Suite 200, Livonia, MI, 48152
    734-454-5450

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Things Your Home Policy Does Not Cover and What to Do

Things Your Home Policy Does Not Cover and What to Do

by Loyalty Insurance | Jul 25, 2024 | Ideas, Tips

While home insurance is a valuable safeguard for your property, it’s essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover...
How to Identify, Avoid, and Escape a Rip Current

How to Identify, Avoid, and Escape a Rip Current

by Loyalty Insurance | Jun 28, 2024 | Safety Tips, Tips

Beachgoers this year, and every year, need to be aware of rip currents. “Rip” in this case could stand for “rest in peace,” because these currents can be deadly. In the U.S., about 100 people drown in rip currents every year. Lifeguards in the U.S. rescue another...
Lifespan and Replacement Guidelines for  Home Components

Lifespan and Replacement Guidelines for Home Components

by Loyalty Insurance | May 24, 2024 | Safety, Tips

Maintaining your home involves more than just cleaning and minor repairs. It’s important to understand the lifespan of various home components to plan and budget for their eventual replacement. Here’s a guide on the typical lifespan of key items in your...
Four Smart Insurance Options for Your Four Wheels

Four Smart Insurance Options for Your Four Wheels

by Loyalty Insurance | Apr 17, 2024 | Ideas, Tips

There are almost as many options for auto insurance as there are for autos themselves. Yet, not everyone needs everything – some people want blind spot monitoring, others might want the moonroof, still others may just want the basics. The same goes for insurance. For...
The Ripple Effect: How a DUI Can Impact Your Insurance Rates

The Ripple Effect: How a DUI Can Impact Your Insurance Rates

by Loyalty Insurance | Mar 14, 2024 | Safety, Tips

Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following...
At Loyalty Insurance We LOVE Our Staff!

At Loyalty Insurance We LOVE Our Staff!

by Loyalty Insurance | Feb 9, 2024 | Ideas, Insurance, Safety, Safety Tips, Tips

It’s time once again to honor the special people in our lives! And although to most people that means their spouses and sweethearts, we at Loyalty Insurance are sending love to our dedicated staff who work so hard to take care of our valued clients. We know that you...
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